Loan Pricing
Price every loan against a defensible, best-practice methodology — in market, not off a static rate sheet.
Learn moreHelp your bank make money. In any rate environment.
Asset-liability management for community banks.
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Financial institutions served
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Banks you can analyze in minutes
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In loans priced and analyzed
The NineFive Suite
Everything a bank needs to manage margin, risk, and growth.
Asset-liability management for the whole balance sheet — pricing what's coming in, and analyzing what's already on the books, for you and everyone you compete with.
NIM & Margin Forecasting
Simulate rate shocks and shifts before they happen, and see the margin impact on your book today.
Learn moreCapital & Liquidity Forecasting
See how every new loan moves your capital and liquidity position before it's funded.
Learn moreALCO Management
Bring your asset-liability position into a single, always-current view your ALCO can work from.
Learn moreStress Testing
Run rate shocks and economic scenarios against your own financials and see the impact immediately.
Learn morePeer Benchmarking & M&A
Screen and benchmark any bank's financials against peers, competitors, or acquisition targets.
Learn more
Why community banks choose NineFive
Rates move. Your bank can still make money.
Asset-liability management is really just one question: how do you keep making money no matter what the curve does. Every rate cycle, banks that price and analyze with discipline hold their margin — and banks that don't, watch it erode. NineFive is built to keep your bank profitable, regardless of the rate environment.
Market rate environment
NIM held by NineFive clients
Built for institutions like yours
Trusted by community banks nationwide.
Serving banks from $200MM to $17B in assets — bank holding companies, de novo and growth-stage banks, and the ALCO, treasury, and lending teams that run them.
Community Banks
Bank Holding Companies
De Novo & Growth-Stage Banks
ALCO & Treasury Teams
Lending Leadership
Let's talk margin
See what your numbers look like on NineFive.
Tell us what you're pricing, forecasting, or trying to understand about your balance sheet — we'll show you exactly how TrueNIM or BankCore fits.